Credit Cards

Visa Credit Card Options
With our Visa® Classic Card and Visa Platinum Credit Card you can take advantage of the exceptional benefits, extra conveniences, and outstanding services available to you from Visa.

The Visa Platinum Credit Card Advantage
Compare the benefits of your current card with our Visa® Platinum Credit Card.

• Card offers Points2U rewards
• No annual fee
• Flexibility of Visa
• Sleek and stylish appearance
• Includes all benefits listed below

(Must qualify for a $2,500 credit line to be approved for a platinum card.)

Online Access
For your convenience, you can view your credit card activity and make payments online. A credit card number and an access code (the last four digits of your social security number) are needed in order to gain admittance to the site. We encourage users to change the access code during their first logon session. Log on to see the value of this service:

• View Balance Information
• Review Current Transactions
• View Past Statements up to 12

Credit Card Insurance
With your Visa® Credit cards, we offer an optional life, disability and unemployment insurance which could continue to make your minimum monthly payment in the event you are unable to do so.

Classic Checks
Now you have the option of accessing your line of credit simply by writing a check with your own personalized Classic Checks. They work and are accepted just like a personal check except that the dollar amount is treated like a cash advance and is charged to your account.

Balance Transfer
There is an easy, convenient way for you to transfer the balance on your old account or to consolidate several account balances on your new Visa® account.

Extended Payments
You may pay your balance in full each month or extend your payments over a period of time, simply by making your minimum monthly payments. The choice is yours.

Cash Availability/ATM access
You can get cash from thousands of banking offices, select Automated Teller Machines (ATMs), and from thousands of Electronic Money terminals located in key airports and major tourist areas around the world.

Points2U for our Platinum Card   
For every $1 you spend on eligible purchases using your Points2U Platinum Visa Credit Card, you earn 1 point towards great rewards. The more points you earn, the better the reward. Check your points balance at www.points2U.com, by calling 1-866-Points2U or by reviewing your quarterly statement that details your points and special redemption options. There is no need to apply for this program. You are automatically earning points whenever you use the card. (At this time, Points2U is valid on our Visa Platinum Credit Cards, not on our Visa CheckCard. Our Visa CheckCard is eligible for rewards through the Visa Extras program.)

Experience one of the BEST travel rewards programs
Use Your Points for Any Travel Plans
• Any airline
• Any cruise line or train
• Any hotel
• Any car rental
With NO Restrictions
• No black out dates
• No class or seat restrictions
• No Saturday night stay requirements

Select valuable merchandise
If traveling is not in your plans, you can opt to redeem your points for an extensive selection of merchandise. Visit the Points2U Web site to view an online catalog of the merchandise you qualify for.

 

Please see a Customer Service Representative for more information, or to apply.

Credit Card Rates

PLEASE READ CREDIT DISCLOSURE COMPLETELY
* National Exchange Bank extends credit to applicants that meet our credit criteria primarily in Fond du Lac, Sheboygan, Dodge, Columbia, Washington, Waushara, Green Lake and Marquette Counties in the state of Wisconsin in the United States of America.

Our Credit Card customers also enjoy the convenience of:

Visa CheckCard
Visa Extras Registration
Online Credit Card Inquiries
Verified by Visa

Lost or Stolen Cards:

To report a lost or stolen card during normal business hours:
Please call the bank at 1-888-921-7700

To report a lost or stolen card after normal business hours:
Please call 1-800-221-5920