Loan Ag Lender
Beaver Dam Office - Full-time

Summary

Under supervision by senior management, but in accordance with established policies and procedures, manages commercial loan accounts that meet established lending requirements and provide maximum profitability to the bank at minimum risk.

Essential Functions and Responsibilities

• Interviews loan applicants, and collects and analyzes financial and related data to determine the general credit worthiness of the prospect and the merits of the specific loan request.
• Establishes, and negotiates where necessary, terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.
• Approves loans up to a board approved limit and serves as a contact officer on loans above this limit.
• Collects and analyzes information that reflects the current credit worthiness of customers and the current merits of existing loans.  May obtain information that reflects the current merits of existing loans.  May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal review, and other means.
• Monitors loan repayment activities and takes necesary action to collect from past-due accounts.
• Develops new business by contacting prospects and customers, cross-sells bank services.
• Participates in community affairs to increase the bank's visibility and to enhance new business opportunities.
• May supervise lending operations at one or more branch offices.
• Performs other duties as assigned or needed.

Education & Skills

• Interpersonal skills to represent the association in a positive way and clearly communicate the options available.
• A strong knowledge of loan documentation, compliance requirements, current pricing, and available loan programs.
• Ability to operate office equipment including typewriter, calculator, and a PC with Microsoft Word and Excel software.
• Bachelor's degree in finance or a related field.

Resumés can be sent to:

National Exchange Bank & Trust
Attn: NH, Human Resources
130 South Main St.
Fond du Lac, WI 54936-0988
Or E-mail jobs@nebat.com

You can also find National Exchange Bank & Trust opportunities at Nation Job Services.

If you are interested in more information, please e-mail us or call us at 920.921.7700.

Equal Opportunity Employer M/F/D/V

U.S. Citizens only - we do not sponsor work visas