Business Checking
Order Business Checks and Products
Business Checking Account Types
Small Business Checking
Designed to fit the needs of businesses that process less than 250 items per month. Sole Proprietorships, Partnerships and Corporations benefit from this lower usage account.
Business and Organizational Checking
Designed for businesses and organizations that process more than 250 items per month. Accounts receive credit for balances maintained. Your monthly average collected balance (less our reserve requirements) receives an “earnings credit” based on the 90-Day Treasury Bill rate.
Business Money Market
A tiered account that pays you interest on the money you have earned.
Public Funds and Not-for-Profit Checking
Ask about our accounts designed specifically for municipal and not-for-profit organizations.
These accounts offer both an interest-bearing and non-interest bearing option.
Business Checking Accounts Comparison Chart
| Small Business | Standard Business | Business Money Market | |
| Number of Items Processed | Less than 250 per month | More then 250 per month | Variable |
| Account Maintenance | $10 fee waived if: $500 minimum daily balance, or $2000 monthly average collected balance |
Regular: $8 Analysis: $10 Zero-Balance: $12 |
$20 per month if a $1000 minimum daily collected balance is not maintained |
| Checks and Debit Items | No fee if less than 100 checks or debits are paid during statement cycle (25¢ per check if over) | 15¢/check or debit | 1 to 6: no charge Over 6: $5 each |
| Deposits | 30¢/deposit | 1 to 6: no charge Over 6: 50¢ each |
|
| Items Deposited | No fee if less than 100 items are deposited during statement cycle (25¢ per deposit item if over) | In addition to charge per deposit - Checks drawn on NEBAT: 4¢/item 7th Federal District: 6¢/item Other Federal Districts: 8¢/item |
1 to 6: no charge Over 6: 30¢ each |
| Special Features | Fees are offset by an earnings credit based on the 90-day Treasury Bill rate. |
Federal Regulations & Interest Rate Tiers |
