Disclosures
Important FDIC Information
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Other Banking Information
Electronic Banking Disclosures
Account Services & Transaction Fees
Date Effective: September 1, 2010
Business Internet Banking Service Agreement
Date Effective: January 22, 2010
Business Internet Banking Disclosure
Date Effective: April 2008
eStatement Agreement
Date Effective: May 2011
Electronic Fund Transfer Disclosure and Electronic Fund Services Agreement
Date Effective: November 2010
Electronic Banking Agreement
Date Effective: January 10, 2009
Statement Reverse - Reporting Errors - Balancing
Date Effective: July 2011
Unlawful Internet Gambling Enforcement Act
Date Effective: June 2010
General Banking Disclosures
Account Services & Transaction Fees
Date Effective: September 1, 2010
Business Account Price List
Date Effective: August 2011
Business Services Price List
Date Effective: August 2011
Check 21 Disclosure Notice
Date Effective: October 2004
Deposit Account Rules & Regulations
Date Effective:September 2005
Environmental Impact Statement
Funds Availability Schedule
Date Effective: July 2011
Home Equity Line of Credit: Your Billing Rights
Date Effective: February 2012
Overdraft Privilege Policy
Date Effective: August 2010
Personal Line of Credit Overdraft Protection Agreement and Disclosure
Date Effective: September 2009
Verified by Visa Terms of Service Agreement
Date Effective: October 2003
Default Card Limits
Date Effective: May 2008
