Holiday Closing - Independence Day

Our offices with Saturday hours will be closed on Saturday, July 4, for Independence Day. Note: ACH, wires and mobile deposits do not get transmitted on federal holidays. 

Holiday Closing Schedule and Notice

Do NOT Give a One-Time Code or Access to Online Banking

Scammers are IMPERSONATING National Exchange Bank & Trust. The scam may start with a text claiming to see unusual card charges. Then they call and want to "verify information." If you receive a call, text or email, do not engage. DO NOT SHARE any information unless you start the conversation. Call us at a trusted and verified local number.

Step-Up Checking

Taking steps toward financial independence is easier as young adults learn to manage their money with their own checking account.

Open an Account

woman laying on sofa looking at phone and smiling

Rewards for making good financial choices

  • ATM fee refunds* - get cash where you are without worrying about the fee.
  • Interest rate bonuses on your qualifying savings, money market or CD account.

Online and Mobile Banking

Tap in to your account anywhere it is convenient for you with the mobile app.

Mobile Banking

Deposit Checks

Access funds you receive in a paper check by snapping a quick pic.

Mobile Deposits

Visa® CheckCard

No annual fee to worry about, plus it earns you rewards simply by signing for your purchase.

ScoreCard Rewards

Qualifying for Rewards

  • Eligible customers will have celebrated fewer than 26 birthdays.
  • eStatements — all account statements in the program must be delivered electronically (which requires acceptance of the eStatement and eNotice Agreement).
  • Then pick what works best for you during the qualification cycle. Go Electronic or Balance it Out:
    • Go Electronic
      Direct deposit or remote-check deposit at least $25.
Use your CheckCard 4 or more times.
Limit your checks to less than 3 debits.
    • Balance it Out
      Keep a daily minimum of $200 of your hard-earned funds in the bank in a combination of qualifying accounts. (Savings accounts with a WUTMA title are not included.)

Track your rewards and qualification progress

Email alerts will be sent the Wednesday morning of a new rewards cycle to let you know if you met the requirements for the previous cycle.

Qualification Cycle

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