Step-Up (ages 13-22)
The Step-Up Program was created to help meet the financial
needs of young people age 13 through 22. It's a simple and effective way to help you achieve your goals and develop your
financial independence.
A Step-Up account entitles you to:
Savings:
A savings account bearing interest at a preferential rate of .25% above the rate posted at the bank. Open with only $25.00. A $100 balance is needed after one year in order to continue with no service charge.
Checking:
- A free Visa® CheckCard with rewards gives you the benefits of writing a check with the worldwide convenience of Visa. It also functions as your ATM card.
- Unlimited ATM, ACH and debit card transactions with no service fee.
- Free access to your accounts 24-hours-a-day via the Internet with Exchange OnLine including:
- Easy and free eStatements,
- Free Bill Payment with eBills,
- FinanceWorks powered by Quicken - a free personal financial management tool that makes saving and splurging easy.
- Around-the-clock free access to your accounts via telephone banking - Exchange Line.
- Up to 10 checks debited to the account per statement at no charge. $.25 charge per check more than 10.
- No monthly maintenance fee with one of the following:
- $150.00 daily minimum balance,
- $500 monthly average balance,
- $300 minimum balance in savings, money market or certificate of deposit attached to the account,
- $3 monthly fee if one of the above is not maintained.
- Co-signer is required if under 18 years of age or at the discretion of the bank.
Dollars for $cholars
It’s never too early to start saving for your higher education. The right place to start is National Exchange Bank’s Dollars for $cholars savings plan.
Other Features:
- A Personal Line of Credit may be available to protect against overdraft fees. A $250 line of credit is available to qualified applicants, co-signer may be required.*
- Apply for a National Exchange Bank & Trust Visa Card and start establishing credit.*
- One-half percent discount on your first installment loan.
Special Features
2012 Step-Up Scholarship Application
2011 Step-Up Scholarship Winner Hannah Hayes
Hannah Hayes of Pardeeville is the recipient of the 2011 Step-Up Scholarship from National Exchange Bank & Trust. She is the daughter of Dennis and Petra Hayes. She will continue her education at the University of Wisconsin - Madison in the fall where she is majoring in Biology.
In high school, Hayes was a member of the National Honor Society, Art Club and cross country team. She also serves as a Sunday school teacher and peer tutor and volunteers for Habitat for Humanity, the Pardeeville Library and Divine Savior Hospital and Nursing Home.
Hayes is employed as a swimming lesson instructor with Portage Park and Recreation.
